Cemperium

Terms

Platform terms for membership access

These terms are prepared for the public website layer of Cemperium Nordic AB and should be aligned with the final legal documents before launch.

Last updated: May 2, 2026

1. Company

This website and platform are operated by Cemperium Nordic AB, Sweden.

2. Nature of Service

At the website and current informational platform layer, Cemperium provides a digital platform designed around information, product access and guided user experiences.

  • AI-based informational tools
  • XP-based access system
  • Market data visualization
  • The platform is strictly informational at this stage.
  • Cemperium does not provide financial services.
  • Cemperium does not execute trades.
  • Cemperium does not hold user funds.
  • Cemperium does not offer custody of assets under these website terms.

3. No Financial Advice

All content is provided for informational purposes only.

Nothing on this platform constitutes financial advice, investment advice, legal advice or tax advice.

Users are solely responsible for their own decisions.

4. User Accounts

Users must maintain a lawful, accurate and secure account presence.

  • Provide accurate information
  • Maintain account security
  • Not misuse the platform
  • Cemperium reserves the right to suspend or terminate accounts

5. XP System

XP (Experience Points) are part of platform functionality and are not a financial product.

  • XP have no monetary value
  • XP are non-transferable
  • XP are used solely for platform functionality
  • XP do not represent ownership
  • XP do not represent financial assets
  • XP do not represent investment instruments

6. Third-Party Services

Certain features may rely on third-party providers.

  • Cemperium does not control these services
  • Cemperium is not responsible for their actions
  • Cemperium does not process payments directly through this website layer

7. Limitation of Liability

Use of the platform is at your own risk.

  • Cemperium is not liable for financial losses
  • Cemperium is not liable for data inaccuracies
  • Cemperium is not liable for third-party failures
  • Cemperium is not liable for system downtime

8. Regulatory Status

Cemperium is not a regulated financial institution and does not provide regulated financial services through this website layer.

9. Changes

These terms may be updated from time to time.

10. Governing Law

Swedish law applies.

Reference PDF

A source terms document is available in the prepared public assets folder at `/docs/terms-of-service.pdf`.